Health Insurance

What is Health Insurance?

Health insurance can be defined as a form of coverage that offers benefits for medical expenses resulting from sickness or injury. It also provides insurance for losses incurred due to accidents, medical expenses, disability, or accidental death and dismemberment. There are two main categories of health insurance: Fee-for-Service and Managed Care. While these plans differ in some ways, they both offer coverage for various medical services, including hospitalization, surgery, prescription drugs, and dental care.


How Does It Benefit Me?

As human beings, we are vulnerable to accidents and illnesses, whether we anticipate them or not. While it would be ideal to plan for such situations, it’s not always feasible. If you find yourself without health insurance during such circumstances, you may face serious consequences in addition to your existing health issues. However, having health insurance eliminates the added stress and allows you to feel at ease, knowing that you will be taken care of when needed.


Most Policies Offer:

  • Long-Term Care
  • Vision Coverage
  • Dental Coverage
  • Medical Expenses
  • Surgical Expenses
  • Hospital Expenses