In today’s unpredictable world, safeguarding our financial well-being has become a top priority. While traditional insurance policies like auto and homeowners insurance provide valuable protection, they may not be enough to shield us from unforeseen circumstances that can have a significant impact on our assets.......
Welcome to our comprehensive guide on hurricane preparedness. At Laura Hibbits Insurance, we understand the importance of being well-prepared for the potential dangers and challenges that hurricanes can bring. In this guide to hurricane preparedness, we will provide you with detailed information and essential tips......
At Laura Hibbits Insurance, we understand the concerns surrounding the high cost of car insurance in South Carolina. We recognize the need to provide you with detailed insights into why car insurance rates in the state tend to be expensive. This article aims to shed......
Insurance is a necessity for every individual, but it can often be an expensive burden that weighs down on your finances. However, with the right strategies and knowledge, you can effectively cut down on your insurance costs without sacrificing the coverage that you need. In......
Car insurance is a necessary expense for drivers all over the world. It protects us from the financial implications of accidents, theft, and other damages to our vehicles. However, not all car insurance policies are priced the same. The cost of your car insurance policy......
Are you planning to buy a boat or already have one? Whether you are using your boat for recreation or business, it’s essential to protect your investment with boat insurance. It can give you peace of mind and financial protection against accidents, theft, and other......
Being involved in a car accident is a stressful and overwhelming experience, but it can be even worse if the other driver is uninsured, or even underinsured. Unfortunately, this is a reality for many drivers on the road. According to a recent study, about 13%......
Homeowners’ insurance for Airbnb Rentals is essential for protecting your property and belongings? But, does your current homeowners’ insurance policy provide coverage for potential damages or liabilities that may occur during a short-term rental? In this article, we will explore the key aspects of homeowners’......
We understand that driving can be a thrilling experience for teenagers, but it can also be a dangerous one. According to recent statistics, teenagers are more likely to be involved in car accidents than any other age group. As such, it is essential to be......
An Emergency Preparedness Kit should contain essential items to help you and your family stay safe and comfortable during and after a hurricane, or other natural disaster. Here are some items you should consider including in your kit: Water – One gallon of water per......
Insurance costs are indeed on the rise, and there are a few reasons why this is happening. Allow us to give some insights on why this is occurring. Why the sudden rise in rates? First, there have been more natural disasters in recent years, like......
What is covered in a standard Homeowner’s Insurance Policy? Buying a home is one of the most exciting events to happen in your life, especially for first-time homebuyers. But when it comes to buying a home, the house itself isn’t the only thing you have......
How Much Life Insurance Do You Need? We all want to ensure that our families are taken care of after we’re gone, which is why planning and having a life insurance policy in place is so important. But how much coverage do you actually need? ......
What Type of Home and Property Insurance Do You Offer? Purchasing a home is by far the single most important purchase you will make in your life. And, protecting that investment needs to be a priority. Home and property insurance are an essential investment. They......
10 Types of Life Insurance Available Through Laura Hibbits Insurance At Laura Hibbits Insurance, we offer various types of life insurance policies designed to suit our customers’ needs. In this article, we’ve listed the types of policies available and what those policies cover. Investing in a......
Five Important Steps to Take When Selecting Your Health Insurance Determining the right health insurance plan for you and your family can be stressful. With healthcare costs continuing to rise, enrollees need to think ahead without knowing what the future will hold. Adding to the......
10 Tips to Stay Healthy and Active During COVID-19 Health insurance provides financial protection in the event of a severe accident and ensures that a medical provider is helping you to stay on top of your health. Unfortunately, even for those with health insurance......
What You Need to Know About Open Enrollment 2021 Open enrollment refers to the period in which you can enroll in our elect to opt-out of health, dental, and vision coverage for the calendar year ahead. And with all of the insight into co-pays......
Top 10 Medicare Questions If you’re nearing the age of 65, it stands to reason that you have some questions regarding Medicare coverage and enrollment. Check out this list of the ten most frequently asked questions (FAQ) about Medicare to ensure that you are in......
Medicare Drug Coverage Explained Medicare drug coverage, commonly referred to as Medicare Part D, helps individuals over the age of 65 to pay for their prescription medications. It is highly recommended that even if you do not require prescription medication, that you sign up for......
Medicare Enrollment – When Can I Sign Up for Medicare? Established in 1965, the Centers for Medicare and Medicaid Services (CMS) are a federal agency within the United States, designed to administer the Medicare program. Medicare is a health insurance program made available through the......
Affordable Health Insurance After Being Laid Off Being laid off from a job can be one of the most difficult and stressful times of your life. Not knowing when you’ll get that next paycheck as well as the loss of benefits can be devastating even......